How often should I check my stocks? (2024)

You’ve done your research and finally built your stock portfolio. You’re now probably eagerly watching your stocks to see how they would perform in the coming days.

While it’s good to keep an eye on your investments, it might not be a good idea to watch your stocks daily like a hawk.


How often should you check your stocks?

You should check your stocks on a regular basis. If you follow earnings, once every three months would be a good range to start. If you’re a long term investor, you could do a portfolio review once a year.

That said, the frequency at which you should check your stocks depends on your investment strategy, goals, and personal preferences.

4 factors to consider for the best frequency to check your stocks

1) Long termor Short term investing?

If you have a long-term investment strategy and are focused on the overall growth of your portfolio over several years, you may not need to check your stocks frequently.

You can follow the stock’s earning calendar and check in on your portfolio once every three months. Or, do an annual portfolio review after your stocks have released their annual report.

Doing this will give you new data points to review your stocks and keep you updated on the business performance of the companies you own.

On the other hand, if you engage in short-term trading or have a more active investment approach, you might want to monitor your stocks more frequently.

If you’re a trader, its natural to be watching your stocks based on the duration of your trading strategy.

2) Risk tolerance

If you’re comfortable with market fluctuations and can withstand short-term volatility, you may not need to monitor your stocks as frequently. However, if you have a lower risk tolerance or are invested in more volatile stocks, you might want to keep a closer eye on them.

3) Market conditions

During periods of market instability or significant events (like the recent rate hikes) that can impact stock prices, it may be beneficial to monitor your stocks more frequently.

This allows you to react to any developments that could affect your investments.

4) Diversification:

If you have a well-diversified portfolio that includes investments across different sectors or asset classes, you may not need to monitor your stocks as often.

Diversification helps mitigate risks associated with individual stocks, making frequent monitoring less crucial.

Why should you check your investments on a regular basis?

As an investor, your aim is to grow your capital through your investments.

  1. Determine if your stocks are performing

The only way to know if you have met your objectives, is to review your portfolio and check your stock performance.

As stock movements can be volatile, you wouldn’t want to be stuck watching your stocks all day. Instead, decide on a regular interval, set a calendar reminder and check in on your stocks diligently.

This way, you will always know how well your stocks are performing, and whether your investment thesis still holds true.

  1. Rebalance

Rebalancing is the process where you get rid of non-performing stocks in your portfolio and add more of those that are performing for you.

The process of rebalancing when done right allows you to lock in profits and optimise your portfolio.

Why you shouldn’t check your portfolio too frequently?

Although you should check your stocks on a regular basis, doing it too frequently could have adverse effects.

  1. Making impulsive investment decisions

As mentioned above, stock movements can be volatile. If you’re watching your stocks on a daily or even hourly basis, you may end up making bad investment decisions as your emotions ride on the fluctuations of your stocks.

  1. Inefficient use of time

Unless you’re a full time stock trader, you probably wouldn’t have enough time to watch your stock and still maintain a balanced life.

Do yourself a favor.

Don’t get addicted to watching your stocks.

What if I can’t help but want to check my stocks?

It is normal to feel anxious about your stocks, especially if you’re new to investing.

You can get over the anxiousness by making sure that you have researched into the stock you buy. This way, you will be confident of your investing strategy.

If you still find that investing in stocks is making you feel uneasy or that you cannot sleep at night, investing in stocks may not be for you. And that’s okay. There are many options to grow your money, you may want to consider investing in passive ETFs or use a roboadvisor instead.


It is important to strike a balance between staying informed about your investments and avoiding excessive monitoring that can lead to emotional decision-making.

You may find it helpful to set a regular schedule, checking your stocks once every three months or once a year.

This allows you to maintain a disciplined approach without becoming overwhelmed by short-term fluctuations. Ultimately, the frequency of checking your stocks should align with your investment strategy and goals.

How often should I check my stocks? (2024)


How often should I check my stocks? ›

If you're a long-term investor (and you should be) you don't need to check your stocks every day. You don't even need to check your stocks every WEEK. I only check my stocks once or twice a month to make sure the automation is working. The daily changes in stocks are almost always noise — plain and simple.

How often should you check your stocks? ›

If you're buying and selling individual stocks, you may want to check the prices every month or quarter to keep up with the quarterly progress.

How often do you monitor your investment? ›

As a general guideline, long-term investors may consider reviews every six months to a year, while short-term investors may opt for quarterly assessments.

Should I check my investments every day? ›

Checking your investments too often could lead to emotional decision-making — and big losses. Investing should be a long-term game, so choose companies and funds you can stick with.

What is the 20 rule in stocks? ›

In other words, the Rule of 20 suggests that markets may be fairly valued when the sum of the P/E ratio and the inflation rate equals 20. The stock market is deemed to be undervalued when the sum is below 20 and overvalued when the sum is above 20.

How often should I evaluate my stock portfolio? ›

A yearly evaluation of your investments, at roughly the same time each year, is often enough. An annual review can keep you engaged in your holdings while tracking the progress of your investment goals. It can also help you know when your asset allocation has shifted and it's time to rebalance your holdings.

How do I know if my stocks are doing well? ›

Compare your stocks' performance against benchmarks, or stock market indices. Review stock indicators, including Earnings Per Share (EPS), Price to Earnings (P/E) ratio, Price to Earnings ratio to Growth ratio (PEG), Price to Book Value ratio (P/B), Dividend Payout ratio (DPR), and Dividend Yield.

What is the 75 25 rule in investing? ›

There are many types of asset allocations. The 60/40 allocation tends to be used the most, with 60% of a portfolio directed to stock holdings and 40% of the portfolio containing bonds. Then there is the 75/25 asset allocation. This strategy means the investor puts 75% of their capital into stocks and 25% into bonds.

How often should you review your financial portfolio? ›

It's fine to set up a regular schedule to review your portfolio. Most financial advisors meet with their clients at least annually. You can go over your position, ask questions, and discuss your options.

Do investments really double every 7 years? ›

1 At 10%, you could double your initial investment every seven years (72 divided by 10). In a less-risky investment such as bonds, which have averaged a return of about 5% to 6% over the same period, you could expect to double your money in about 12 years (72 divided by 6).

Who can predict the stock market with 100% accuracy? ›

According to the efficient market hypothesis, it is almost impossible to predict the stock market with 100% accuracy. However, Machine Learning (ML) methods can improve stock market predictions to some extent.

What is the best day to invest money? ›

The Most Lucrative Day

Many forums will tell you that Monday is the best day to buy stocks, while Friday is the best day to sell stocks. The logic behind this advice is that stock prices are said to be at the lowest on a Monday (meaning you will buy shares at a lower price).

How often should you buy stocks for dollar-cost averaging? ›

Consistency trumps timing

It sounds technical, but dollar cost averaging is quite simple: you invest a consistent amount, week after week, month after month (think payroll contributions going into your 401(k) account) regardless of whether the markets are up, down or sideways.

What is the 90% rule in stocks? ›

The 90/10 rule in investing is a comment made by Warren Buffett regarding asset allocation. The rule stipulates investing 90% of one's investment capital toward low-cost stock-based index funds and the remainder 10% to short-term government bonds.

What is 90% rule in trading? ›

The 90 rule in Forex is a commonly cited statistic that states that 90% of Forex traders lose 90% of their money in the first 90 days. This is a sobering statistic, but it is important to understand why it is true and how to avoid falling into the same trap.

What is the 7% rule in stocks? ›

Always sell a stock it if falls 7%-8% below what you paid for it. This basic principle helps you always cap your potential downside. If you're following rules for how to buy stocks and a stock you own drops 7% to 8% from what you paid for it, something is wrong.

What is the 30 day rule in stock trading? ›

Q: How does the wash sale rule work? If you sell a security at a loss and buy the same or a substantially identical security within 30 calendar days before or after the sale, you won't be able to take a loss for that security on your current-year tax return.

How long should I hold my stocks for? ›

If your stock gains more than 20% from the ideal buy point within three weeks of a proper breakout, hold it for at least eight weeks. (The week of the breakout counts as week 1.) If a stock has the power to jump more than 20% so quickly out of a proper chart pattern, it could have what it takes to become a huge winner.

When should I average my stocks? ›

Averaging is beneficial in both rising and falling markets. Averaging helps you accumulate more profits, if you buy stocks in rising markets. Similarly, in declining markets, it aids in lowering the average purchase price. In selling, it helps you to earn more average profits in case of rising markets.


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